HouseAmerica Financial™ is an independently-owned mortgage banking company, specializing in residential lending. As a direct lender and approved seller with both Fannie Mae and Freddie Mac, we offer a full menu of products and programs, including conventional loans, FHA, VA, and a wide range of non-conforming (jumbo) programs up to $5MM utilizing our in-house products, and higher amounts through brokered outlets.
Our highly specialized team members have extensive experience in residential lending and know exactly how to structure every loan to ensure smooth and timely closings.
Honesty, integrity and compliance are the absolute cornerstones of everything we deliver. These values have earned us our customers’ and referral partners’ repeat business and loyalty.
Southern California is a dynamic market with industries that have a non-traditional earnings structure. Our in-house underwriters have a deep understanding of how to work each loan and what it takes to close transactions. And our panel of carefully-selected appraisers only receive assignments for areas in which they specialize.
ARRAY OF PRODUCTS
We have a full menu of products & programs. We have it all: conventional, FHA/VA, and jumbo, as well as niche programs for self-employed borrowers, bank statement programs, and interest-only.